Message For New Prime Minister

To
The Prime Minister of India
Mr.Narendra Modi

Hope this message reaches you in the state of good health.

We Citizens of India voted you for the good & bright future of our country.

We have believed you & have many expectation from you as given below........

We want corruption free India , Strong and unbaised Judiciary. clean and effective administration  and quick, clean  and effective police system.

1. Uninterrupted 24 hrs electricity. Government may frame liberalized financing policy for power producing and power distributing companies for this purpose . Support of private companies may also be taken provided they stick to pricing and stick to profit norms set by Government of India.

2. Pure Drinking water and Pure food from all hotels and restaurants. For this purpose government should ensure periodical and surprise checking of water and food items sold in the market to ensure quality and price at reasonable rate
2a. Sulabh Sauchalaya in all towns, cities and villages covering 1000 population with facility of regular cleaning and maintenance . Reasonable charge may also be prescribed to ensure quality and sustained service.,

3. Pakki sadak which connects all villages of India.Well regulated real estate policies which will force builders to sell the flat at reasonable price. As of now, real estate builders are charging exorbitant high price while selling residential or commercial houses.

4. Speed trains and our railways should be best in the world. Complete stopping of pilferage from railways  and comfortable journey to all passengers for common men .

5. Single Tax system without harassment. No income tax for employees.Minimum income tax regime with hundred percent compliance of tax rules may help in reduction of black money too.

6. Free Education, Free Hospitals for aam aadmi of India.If free is not possible , government should at least regulate price on medicine, pathological tests, nursing fee charges, doctor's fee etc. Doctors should attend duty in government hospital sincerely, honestly and effectively.Teachers should be motivated to ensure devoted teaching in all government schools and colleges. Regulated fee for MBA, engineering and medical collages which may be affordable to all common men.Tuition fee and donation charged by private schools and collages are too high and have become almost beyond the reach of common men. Government should try to make education and health system affordable to common men.

7. Home loan @ 6% PA.for poor whose annual income is less than five lac a year and higher rate on higher slabs.Tax rebate given to buyers of home or takes or home loan may be stopped.
8. Business Loan @ 8% PA for small traders and manufacturers but higher rates for higher loans . However any default in repayment to bank loan must be considered as crime and hence provision for punishment should be such that it may create repayment culture and help banks in public sector to survive without the help of government.

9. All India Best governance like Gujarat, MP, Chhatishgarh, Goa. Governance at the state of Tripura may also be studied to ensure better governance in all states.

10. Education loan @ 3% simple interest pa

11. Equal rights and benefits based on earnings not caste.Quota or reservation based on income may be put in force to replace slowly and gradually the caste based quota system. I say slowly because sudden removal of caste based quota regime may have bad repercussions on social harmony and peace. 

12. Single law for each and every citizen of India.Government should achieve higher growth so that demand for quota or reservation or subsidy automatically die.

13. Dollar prices u have to bring down to Rs.35 in next 5 years which automatically reduced prices of Gold, Gas & Petrol etc.Government should regulate import and reduce unwarranted imports and similarly try to increase exports but not at the cost of domestic supply to meet domestic demands.

14. Black money which was deposited in Swiss Bank must bring to India. Control and stop black money in domestic transactions like purchase and sell of real estate properties.Black money in Indian economy is much more than what is deposited in foreign banks.As such it is need of the hour to control and stop role of black money.

15. Police should be citizen friendly.There should be provision for online lodgement of complains and FIRs. Ensure timely actions on all FIRs and punishment to those who commit crime in time bound shortest period and also to those who lodge false complain on flimsy ground.Police officials should be advised to carry out and conduct periodical meetings with local inhabitants to create friendly relations and to avoid fear from the minds of common men.

16. 6 months maximum to close highest crime cases.All pending cases in various courts be disposed off in time bound programe to give relief to those lacs of prisoners who are languishing in jail for decades without any of their fault and without facing any charge sheet. 

17. Uniform interest rate applicable for all public sector banks. Rate of deposits on term deposits should be made minimum 10% for five years and more to give relief to those whose livelihood depends on interest income.

18. Seniority based promotion in all banks and all PSUs . System of Interview for promotion gives rise to flattery and bribery and hence must be removed from all promotion processes.Employees who do not work devotedly must be given an opportunity for voluntary retirement. Retirement age may be reduced from 60 to 50 or 55 to give employment opportunity to unemployed youths.All types of wage revisions for government employees in all sectors and in all departments should be uniform based on principles of equity .

19. Times bound disposal of all complains of corruption. Punishment to guilty and acquittal of innocent in six months to one year may make the judiciary system reliable and justifiable. 

20 Politicians should refrain from interfering in administrative functions, functioning of judiciary and police .

21. Government should give value and importance to MPs and MLAs of all opposition parties so that they may also do justice with their voters.

We Citizens of India have faith & believe that in next 60 months you must change the fate of India.

This time you have asked abki baar modi sarkar but we will say baar baar modi sarkar.

Here are 10 economic challenges that Mr Modi faces:

1. GOODS AND SERVICE TAX (GST):

India's most ambitious indirect tax reform would replace existing state and central levies with a uniform tax, boosting revenue collection while cutting business transaction costs. GST, which could boost India's economy by up to two percentage points, has so far faced resistance from various states, including those governed by the BJP who fear a loss of their fiscal powers. The BJP aims to address state concerns and implement GST in an "appropriate timeframe". The Congress party would back the reform in opposition, a senior party member told Reuters earlier this month. The reform needs broad backing because it requires a change in the constitution. \

2. CENTRAL BANK POLICIES:

  A Reserve Bank of India panel in January proposed key changes including targeting consumer price inflation and making a committee responsible for monetary policy, and not the RBI Governor alone. This would require changes to the RBI Act. The BJP top brass has not spoken widely on the issue, but it will likely be a tough sell for RBI Governor Raghuram Rajan. He has the backing of some global agencies like the International Monetary Fund. Mr Modi's government may also look to eventually separate the debt management function from the RBI, on the grounds that debt

management sometimes conflicts with the central bank's monetary policy stance.

3. PRIVATISATION:

The new government is likely to focus on selling its holdings in state-run firms that could raise much-needed revenues to trim India's ballooning fiscal deficit and boost economic growth. The rising stock market helped New Delhi raise more than $3 billion (Rs. 18,000 crore at 60 rupees per dollar) via stake sales in the fiscal year to March 31 - but that was only a third of the government's original target. The outgoing government announced plans to raise Rs. 56,900 crore through asset sales in 2014-15. This could help achieve a lower fiscal deficit target of 4.1 per cent of GDP. These estimates may be revised by the next government.

4. SUBSIDIES:

 Mr Modi's government needs to examine how it subsidises basic commodities if it is to contain the fiscal deficit and avoid a ratings downgrade. Subsidies cost an estimated 2.2 per cent of India's GDP in 2013-14. The BJP in its manifesto said it will seek greater fiscal discipline without compromising on the availability of funds for development.

5. LABOUR:

 The BJP wants to reform labour laws to boost job-intensive manufacturing and create as many as 1 crore jobs a year for young Indians entering the workforce. Changing the law would be politically tricky, though, and Mr Modi may seek to encourage competition between India's states to boost job creation.

6. DEFENCE:

 More foreign investment in defence would help India reduce imports, modernise weapons systems and speed up deliveries of hardware it needs for operations and training. India, the world's biggest arms importer, now allows 26 per cent foreign separate the debt management function from the RBI, on the grounds that debt management sometimes conflicts with the central bank's monetary policy stance.

3. PRIVATISATION:

The new government is likely to focus on selling its holdings in state-run firms that could raise much-needed revenues to trim India's ballooning fiscal deficit and boost economic growth. The rising stock market helped New Delhi raise more than $3 billion (Rs. 18,000 crore at 60 rupees per dollar) via stake sales in the fiscal year to March 31 - but that was only a third of the government's original target. The outgoing government announced plans to raise Rs. 56,900 crore through asset sales in 2014-15. This could help achieve a lower fiscal deficit target of 4.1 per cent of GDP. These estimates may be revised by the next government.

4. SUBSIDIES:

 Mr Modi's government needs to examine how it subsidises basic commodities if it is to contain the fiscal deficit and avoid a ratings downgrade. Subsidies cost an estimated 2.2 per cent of India's GDP in 2013-14. The BJP in its manifesto said it will seek greater fiscal discipline without compromising on the availability of funds for development.

5. LABOUR:

 The BJP wants to reform labour laws to boost job-intensive manufacturing and create as many as 1 crore jobs a year for young Indians entering the workforce. Changing the law would be politically tricky, though, and Mr Modi may seek to encourage competition between India's states to boost job creation.

6. DEFENCE:

 More foreign investment in defence would help India reduce imports, modernise weapons systems and speed up deliveries of hardware it needs for operations and training. India, the world's biggest arms importer, now allows 26 per cent foreignownership in defence, and proposals to exceed that limit are considered only for state-ofthe-art technology. The BJP has said it would allow some greater foreign investment in defence industries.

7. INSURANCE:

Attempts to raise the cap on foreign investment in India's $45 billion (Rs. 2.70 lakh crore) insurance sector, to 49 per cent from 26 per cent, have met resistance from employees at state-controlled insurers and their political backers. A BJP leader said in March the party had held talks with Congress to break the deadlock.

8. BANKING:

The next government will need to help state-run lenders battling rising bad loans caused by the slowing economy, rising interest rates and project delays. Stressed loans in India -either bad or restructured - total $100 billion (Rs. 6 lakh crore), or about 10 per cent of all loans. Fitch Ratings expects that ratio to reach 14 per cent by March 2015. Rising bad loans threaten to choke the gradual recovery in Asia's third-largest economy, according to the OECD. The interim budget in February set aside Rs. 11,200 crore to help the sector meet key capital ratios, but analysts say more money is needed.

9. POWER:

A BJP-led government may implement the so-called Gujarat model of distributing electricity that has been widely praised for delivering reliable 24-hour power supplies in the state. Mr Modi provided different power feeds to farmers, households, and companies instead of a uniform feed in his home state.

10. GAS PRICING:

In January, India notified the new gas pricing formula that could double the prices of locally produced gas from April 1, but the poll regulator stopped the government from raising the prices until the elections are over. Reliance Industries and its partners BP and Niko Resources last week issued a notice of arbitration to the government seeking implementation of higher gas prices. The BJP-led government may review the formula on the lines suggested by a senior party leader last year and announce the date of implementation of new prices.